The luxury you create The luxury you deserve
We founded Luxury Wealth Advisors to help people pursue their goals and prepare for their futures —
without giving up the joys that come from living luxuriously.
But what do we mean by luxury?
For many, it’s the ability to look back and say, “I’m so glad I had the luxury to retire with confidence — ready for whatever came next.”
For others, it’s “I’m grateful we had the luxury to buy our dream home,” or “to help our children move into the world on strong financial footing.”
Often, luxury appears in quieter but deeply meaningful ways: philanthropy, meaningful travel, continued professional or creative pursuits, or simply having options when life changes.
What most people don’t see is that those moments rarely happen by chance. Behind every “we were able to…” is careful planning, disciplined decision-making and a thoughtful strategy built over time.
Our clients are typically diligent, responsible people who do the right things consistently. Sometimes, our role is to ensure the essentials are firmly in place. At other times, it’s to encourage fulfillment and adventure — take the trip, buy the antique car, enjoy the life you’ve worked so hard to build.
We help clients preserve what matters most, while making space to enjoy the rewards of their dedication.
Life is a journey.
Financial well-being helps you journey well.
On fair winds,
Christian & Nirmala Wulfers

Putting you back into your finances
A too-simple answer to a deceptively complex question can paralyze responsible people. The question: “Will I have enough in retirement?” The answer: “More can’t hurt.” But chasing “more” is like chasing the horizon, and meanwhile, life is happening. “More” can be a trap. We offer a different approach, one with a keen understanding of retirement saving while serving life and all its facets.
Our Commitment to you
We believe you deserve luxurious service – responsive, in touch with your goals and personalized to your style. We offer more than investing advice, but rather seek to create a durable, long-term relationship serving your long-term wellness and financial well-being.
Your Dedicated Team
The husband-and-wife duo of Christian and Nirmala Wulfers were inspired to create Luxury Wealth Advisors to help people plan for retirement and use their finances to support fulfilling lives. They’re supported by Karen Whitfield and Denice Mandigo who are equally committed to clients’ goals.